Home Insurance Articles

  1. What Is Hazard Insurance?

    Fires, winds, and theft are included in a standard homeowners insurance policy’s hazard insurance coverage. Learn more about this and how catastrophe insurance can cover other events that are usually excluded from hazard coverage.

    Doug BonderudWritten By: Doug Bonderud 11 min. read
    What Is Hazard Insurance
  2. What Is A Home Insurance Premium?

    A home insurance premium is the amount of money you pay to keep your home insurance policy active. Learn how you could safely lower your premium.

    Laura AdkinsWritten By: Laura Adkins 10 min. read
    What Is A Home Insurance Premium
  3. Does Homeowners Insurance Cover Storm Damage?

    Discover the types of storm damage that typically are and are not covered in a standard home insurance policy, and how to file a claim if the need arises. Discover the types of storm damage that typically are and are not covered in a standard home insurance policy, and how to file a claim if the need arises. 

    Beth DeyoWritten By: Beth Deyo 9 min. read
    Does Homeowners Insurance Cover Storm Damage
  4. What Is Personal Liability Insurance?

    Personal liability insurance is a beneficial coverage within your homeowners insurance policy to protect your financial assets if a guest gets injured at your home.

    Yingyee XiongWritten By: Yingyee Xiong 4 min. read
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  5. What Is Loss of Use Coverage?

    Loss of use coverage can help you pay for reasonable essential expenses if your home becomes temporarily uninhabitable.

    Beth DeyoWritten By: Beth Deyo 6 min. read
    What Is Loss of Use Coverage