Advertising Disclosures

Affordable Care Act (ACA)

ACA advertised median net premium rate of $20.57/month is for bronze, expanded bronze, silver, gold and platinum plans, includes plans with premium tax credits, and represents plans sold by Assurance between 11/1/22 and 1/15/23. Costs may vary. Premium tax credits are not guaranteed and are subject to eligibility requirements determined in the Marketplace. Residents of certain states may not be able to enroll in ACA-compliant health insurance through Assurance.

ACA advertised median net premium rate of $15.96/month is for bronze and expanded bronze plans, includes plans with premium tax credits, and represents plans sold by Assurance between 11/1/22 and 1/15/23. Costs may vary. Premium tax credits are not guaranteed and are subject to eligibility requirements determined in the Marketplace. Residents of certain states may not be able to enroll in ACA-compliant health insurance through Assurance.

ACA advertised median net premium rate of $16.61/month is for silver plans, includes plans with premium tax credits, and represents plans sold by Assurance between 11/1/22 and 1/15/23. Costs may vary. Premium tax credits are not guaranteed and are subject to eligibility requirements determined in the Marketplace. Residents of certain states may not be able to enroll in ACA-compliant health insurance through Assurance.

ACA advertised median net premium rate of $74.93/month is for gold plans, includes plans with premium tax credits, and represents plans sold by Assurance between 11/1/22 and 1/15/23. Costs may vary. Premium tax credits are not guaranteed and are subject to eligibility requirements determined in the Marketplace. Residents of certain states may not be able to enroll in ACA-compliant health insurance through Assurance.

ACA advertised savings claim of $800/year or $67/month is based on report from White House Press Release.
White House. "During Week of Anniversary of American Rescue Plan, Biden-⁠Harris Administration Highlights Health Insurance Subsidies That Promoted Critical Increases in Enrollment and Cost Savings." March 10, 2022. The White House. Accessed at WhiteHouse.gov

ACA advertised premium rate of $0/month is for select silver plans, after premium tax credits, for families with household income between 138% and 150% of the federal poverty level, in states that have expanded Medicaid. In states that have not expanded Medicaid, advertised premium rate of $0/month for select silver plans after premium tax credits is for families with household income between 100% and 150% of the federal poverty level. Federal Poverty Level is dependent on state and household size. Costs may vary. Premium tax credits are not guaranteed and are subject to eligibility requirements determined in the Marketplace. Residents of certain states may not be able to enroll in ACA-compliant health insurance through Assurance.

Short-Term Medical (STM)

Short Term Health Insurance does not qualify as minimum essential coverage as defined in the Affordable Care Act (also known as “Obamacare”) and may not cover all Essential Health Benefits in your state. Plans are subject to medical underwriting, and generally do not cover preexisting conditions. Quotes, prices and or rates may vary based on many factors such as coverage choices, insurance company underwriting practices, and other relevant factors.