Brandy has been in the insurance industry for over 14 years. In addition to being an insurance guru, she has been writing all of her life. Writing is her passion and never feels like a job to her.
Brandy Law
CIC, property and casualty licensed agent
A gap policy pays out in the event of a total loss when you owe more than what your vehicle is worth. Learn how gap coverage works.
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A deductible is the amount you must pay before insurance coverage kicks in. Read on to learn which types of policies have them and how they work.
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While most insurance settlements are not taxable, some can be. Learn which settlements are taxable and how to reduce your financial liability.
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Paying for full coverage car insurance can add up quickly. Read more to find out when it’s appropriate to drop it and save some cash.
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You cannot drop your spouse from your health insurance at any time. Learn more about when you can make changes to your insurance.
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You can obtain life insurance if you have been diagnosed with cancer. Learn what types of policies to look for an how to apply for coverage.
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You can change your homeowners insurance at any time if you are unhappy. Learn how to do so, and what nuances may come with switching.
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A standard homeowners insurance policy will cover sewer lines in some cases. Learn more about coverage and how to prevent damage.
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A standard homeowner’s insurance policy will pay for damages to your home from a water heater due to a covered event. Learn when these damages are covered and what your other options are when they aren’t.
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You know homeowners insurance covers fire, but does homeowners insurance cover fences? Read on to find out that it does, and how to make a claim.
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Subrogation is a legal process in which your insurance company seeks reimbursement from an at-fault party for claim expenses it has paid you. Learn how subrogation works.
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Stay protected from unseen events with an insurance blanket policy. Learn why it’s beneficial, its coverage, and how to purchase the best policy.
