A former public librarian, Lora now provides the general public with money-smart tips as a writer and editor. Lora’s clients over the past 12 years have included The Balance, U.S. News and World Report, and many additional personal finance publications.
Lora Shinn
If you go to the hospital without insurance, the expenses could be staggering. Learn how to save money on medical costs.
Estate planning can involve a variety of tools and products. Learn about the essential differences between life insurance, wills, and trusts.
Medicare Part D helps you pay for your prescriptions. Compare plans to find the right one for you.
Term life insurance is a popular form of temporary insurance that’s designed to be in place during the time of your life when you might want insurance the most.
An Obamacare plan can help save money on healthcare costs. Learn what you need to know before enrolling in a Marketplace plan.
When it comes to health insurance, an out-of-pocket maximum is critical consumer protection that can benefit you in several ways. Learn about the ins and outs of meeting this insurance protection.
Free preventive care seems like a great benefit, but there are hidden costs to consider. Learn how these costs can affect your healthcare expenses.
Medicare Advantage and Medicare Supplement offer two different approaches to help cover healthcare costs. Which one makes sense for you?
If you’ve just lost your job, you’re probably worried about health insurance. Find out how to continue your plan, switch to a new plan, or even qualify for insurance savings.
Commercial health insurance can provide dependable, low out-of-pocket costs for healthcare. Learn how commercial health insurance works and how to choose a plan.
A copay is your share of a health service cost set by your insurance company. Learn how copays work and when you’ll need to pay one.
Preventative services can help protect your health as you age. Discover which services are covered by Medicare and how to access them.