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Lora Shinn

MLIS

A former public librarian, Lora now provides the general public with money-smart tips as a writer and editor. Lora’s clients over the past 12 years have included The Balance, U.S. News and World Report, and many additional personal finance publications.

  1. What Is Term Life Insurance?

    Term life insurance is a popular form of temporary insurance that’s designed to be in place during the time of your life when you might want insurance the most.

  2. How to Apply for Obamacare

    An Obamacare plan can help save money on healthcare costs. Learn what you need to know before enrolling in a Marketplace plan. 

  3. What is a Copay?

    A copay is your share of a health service cost set by your insurance company. Learn how copays work and when you’ll need to pay one.