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Rocket Mortgage: Review

  3,044 Reviews on Trustpilot

Rocket Mortgage Snapshot

Rocket Mortgage is an online loan marketplace and application process powered by Quicken Loans.

When applying for a mortgage through Rocket Loans, underwriters who work at Quicken Loans will decide if you are to be approved. Rocket Mortgage has a star rating system to show you different products and services offered by Quicken Loans.

If you’re on the go, then Rocket Mortgage by Quicken Loans is a great solution.

Their website and mobile app offer a simple, user-friendly application that can pull a prospective borrower’s employment details by simply inputting identity information like your date of birth and Social Security number.

The entire loan process is completely done online, which removes the need for having to meet in person.

Rocket Mortgage’s pre-approval can be secured in just a few minutes.


Rocket Mortgage Spotlight

Best For
Borrowers who want to do everything online

Marketplace or Direct Lender
Direct lender

Loan Types
Home Refinance, Home Mortgages

Loan Features
HARP refinancing, FHA, traditional fixed rate, VA

Repayment Terms
15 or 30-year fixed rate, 5 or 7 year ARM

Summary

Rocket Mortgage was built from the ground up as a digital lending platform. The direct lender was crafted for digital natives as a smooth, user-friendly loan platform which keeps the entire application process online and on their mobile app.

They offer a variety of mortgage loan options and rates, keeping borrowers up to date with the latest details. The website and app are designed simply and allow for all customer service to be done on the platforms.

Rocket Mortgage is best suited for first-time buyers, veterans, and borrowers who have small down payments.


Loan Types

Rocket Mortgage offers a variety of loan types, including Traditional fixed rate mortgages. They also offer a number of other loan features:

  • FHA Loans. First time home buyers with lower credit scores or a lower down payment can get financing to purchase their first home. Or they can refinance for any reason. Rocket Mortgage’s FHA loans only need a downpayment of 3%.
  • VA loans. Veterans can secure a government-backed VA loan which isn’t always available from online mortgage lenders.
  • HARP refinancing. This makes it simple for any homeowner to cash-out their refinancing loans in case of emergency, large purchase, or college fees.


Rocket Mortgage Rates & Terms

Rocket Mortgage’s exact terms for loans and mortgages aren’t exactly easy to pinpoint as their APR rate information can only be accessed by applying online.

And, unless you complete the entire application process, you won’t be able to see how much of a down payment you’ll need (although they can be as low as 3% depending on your situation).

However, Rocket Mortgage does reveal on their site that their terms range between 8 to 30 years with the YOURgage loan and variable rate mortgages have 5 or 7 year terms.

Unfortunately Rocket Mortgage only gives loans out for owner-occupied homes and not for investment properties.

You can secure a traditional fixed-rate mortgage of 15- or 30-year terms. You can also secure an ARM loan (variable rate), for 5 or 7 years.


Rocket Mortgage Pros

  • Fast, advanced platform
  • Website or Mobile app access
  • Variety of loan options
  • Real time rate updates
  • Easy-to-use platform

Rocket Mortgage Cons

  • The number of options available can be overwhelming
  • Terms and rates information isn’t available until you register
  • A lot of information on your finances needs to be submitted

Rocket Mortgage Application Process

Rocket offers one of the easiest mortgage lender applications:

1. Create an account on their website which takes a few seconds.

2. Complete the online questionnaire which includes basic information about your identity and financial situation.

3. Receive your loan quotes. You can customize tem by simply adjusting your monthly payments, down payment, or loan term until you’re happy with your offer.

4. Click the submit button to request an online approval.

5. Once you’ve received an approval, lock in your rates online.

6. E-sign your online documents to close the loan.


Customer Support

Rocket Mortgage has great customer support. Not only do they offer a phone line for support every day of the week, but they also offer email.

Plus, you can get a hold of a support person through their live chat feature on their site or mobile app. Live chat isn’t 24/7, but can be accessed 7 AM to midnight on weekdays and 9 AM to midnight on weekends.


Final Thoughts on Rocket Mortgage

So, should you use Rocket Mortgage to access a home mortgage loan?

Rocket is a speedy, digitally-focused mortgage loan provider that offers a wide range of refinancing and mortgage options.

You can secure a traditional mortgage, as well as a VA, or FHA loan, which is difficult to secure online.

Between a user-friendly website and app, Rocket Mortgage makes it easy for borrowers to secure a loan without the hassle of traditional borrowing methods.


FAQ

Are Quicken Loans and Rocket Mortgage the same company?
Yes. Rocket Mortgage is simply the online mortgage experience created by Quicken Loans. When you use Rocket Mortgage to secure a loan, Quicken Loans is the company that processes it. They’ll determine if you’re eligible, or qualified, and processes your entire loan.
What’s the difference between Rocket Mortgage and Quicken Loans?
While Quicken Loans is the company name of the mortgage lender, Rocket Mortgage is the name of Quicken’s digital lending platform.
Where is Rocket Mortgage available?
You can access Rocket Mortgage in all 50 states. However, you can’t secure Rocket Mortgage loans outside of the US or in Puerto Rico.

Rocket Mortgage Customer Testimonials

Great   3,044 Reviews

trustpilot-stars

MARY KITCHENS

21 hours ago

trustpilot-stars

Lower APR

Hello, Rocket Mortgage - it would be fantastic if someone would explain the mail I received 4 days after closing. The mail was from Rocket Mortgage offering me a LOWER percentage and the option to accept some equity pay out! I could have taken advantage of the at a lower percentage, accepted some equity and still pay the same amount each month. Rocket Mortgage, although you do look out for your customers -- perhaps look even further and wait to offer different options.


AR MICH

08 May, 2021

trustpilot-stars

Fast and efficient

Our first mortgage broker was making a lot of errors. We switched it up and went with quicken. They were on top of it. Everyone was super friendly.


SERGIO

06 May, 2021

trustpilot-stars

What I liked about rocker is the speed

What I liked about rocker is the speed. Everything was done fast, correctly and just overall team effort! I did speak with different team members but everyone was in the same page. No room for error because they revise your file, so I did like that.


JAYENN

05 May, 2021

trustpilot-stars

The Rocket has Crashed

After being swift and efficient in processing my application, approving it and sending a notary over to close the deal--a typo has taken them four weeks and counting to fix. It has now been longer than the actual application and approval process. If they can't fix a typo, how can they possibly manage my mortgage?


DEANNA

04 May, 2021

trustpilot-stars

This is such an easy way to get a loan…

This is such an easy way to get a loan or refinance


PAUL A.

04 May, 2021

trustpilot-stars

I have used in past

I have used in past. Very easy and a great rate.


MALUHIA

03 May, 2021

trustpilot-stars

At the beginning we were very impressed…

At the beginning we were very impressed with the ease and use of technology in the process. Support was excellent throughout. Issues arose around locked rate window and additional charges. Even that concern was met with professionalism and adjustment. What made it difficult on our side revolved around info inconsistency or missing with regards to Redisclosure package and Loan Estimate. It appears that the Loan estimate update lags the numbers of the Redisclosure. Luckily I have learned by my age to read and understand the numbers before “acknowledging” and being committed to new terms. Specifically the Locked Rate window was to short and not reasonable. With each extension there are fees to keep the lock. By the time we closed there were multiple extensions required since the appraisal process took awhile to coordinate thru no fault of ours. Once I objected Rocket did waive some of the fees, and we moved on. The appraisal came in and we have another Redisclosure package. This time the numbers for the most part look the same till We get to the closing estimates and we go from closing cost of $5319 and cash from borrower $26. to closing cost of $25,350 and cash from borrower $11,240. What happened here according to the Loan Estimate was a 5% increase on the Origination Charges (Points). Because the Rate Lock expired. To say the least this was troublesome! Especially since interest rate movement at this time was minimal. But to Rockets credit We resolved and closed with the original terms +$500 added to loan amount to cover Lock extensions (?) Our main concern is that nothing was explicitly explained with regards to changes. We had to detect and question and then our concern went to a “Solution Consultant Team” for review. We are very satisfied with how things turned out for us but there were definitely anxious and eroded trust along the way.


NICKOLAS KONEN

03 May, 2021

trustpilot-stars

We did it!

We did it! It took a two attempts, but we were able to get all our ducks in a row and Quicken Loans made it happen.


FRED BOWEN

02 May, 2021

trustpilot-stars

Biggest scam I’ve ever seen

Biggest scam I’ve ever seen. Gave them everything they asked for including $500 fee. Appraiser came out while I was home said everything looked fine. Heard nothing back from Rocket Mortgage. Called several times before I could talk with someone. I was told they could not find a like property to compare ours to and could not complete the transaction. When I asked about a refund they said that I would not be getting one and I never received an invoice showing where the $500 went stay away com these CROOKS. Went to local bank and had no problems.


TIM KEITH

30 April, 2021

trustpilot-stars

My loan experience was flawless!

My loan experience was flawless. Kevin analyzed my financials, gave me a couple of options, and then helped me realize the culmination of our deliberations. Quicken is awesome!!


HAIDARA PAPA

30 April, 2021

trustpilot-stars

Rocket mortgage is the best

Very very satisfied with rocket mortgage


LAURIE R.

29 April, 2021

trustpilot-stars

Rocket Mortgage Leaves A Lot To Be Desired

Rocket Mortgage's online process is more bureaucratic and non-responsive than the US government. It is impossible to speak to someone or get a solid response to an email. My refi has drug on for almost 6 months as a result of their horrible online process. Don't use them!


ALEX PLATANIAS

28 April, 2021

trustpilot-stars

I’m in the process of buying my first…

I’m in the process of buying my first home and never did I believe the experience would be this bad using Rocket Mortgage. I had one a banker that did not give me information that could of helped me with my interest rate and another triple crown banker that screamed at me like I was a child. I’m doing all the leg work on my own and not getting help from the bankers. I would never refer Rocket to anyone.


CRAIG PASSMORE

28 April, 2021

trustpilot-stars

No longer a fan of their service

I had successfully completed all of my requirements for my loan application in a timely fashion. I had a outstanding HELOC on the property in question and they requested a subordination of the HELOC. The HELOC had a zero balance and they just had to wait until the request was approved. They took it upon themselves to withdraw my application without my consent because they felt it was taking too long to complete. Do they realize that we are just emerging from a global pandemic and there is a tremendous backlog? Totally disappointed.


A COSTA LIVING

27 April, 2021

trustpilot-stars

Rocket Mortgage is the worse company to deal with and bad business practice

I am an investor with multiple properties and loans. Rocket Motgage Quicken Loans is the worse company to deal with. Their practices mess with consumer's credit. I had an issue 3 years ago and just had another issue this week. For convenience I have impound accounts that pay the taxes and insurance. I have automatic payments set up with my bank so every month a payment goes out. The problem is with escrow accounts. Every year or every other year the escrow usually changes because of increase taxes or insurance. The problem is "technically" the payment is due on the 1st but they give you a "grace period" so many people set up a payment on the 5th or 6th to be sure your paycheck gets deposited. The problem is when they change the escrow account and your payment is short they don't apply the payment to your principal and interest. They hold the payment and send you a letter that says you have been turned over to the default team. by the time you get the letter they will have charged you a late fee of $50 for the $100 shortage. If you happen to be out of town or don't get the letter in time to pay the $100 plus the late fee and get it in by the 1st you get turned into collections and even though you have another payment that gets delivered on the 6th to make up for any shortage of the previous month, technically it is 6 days late, so they report a 30-day late payment to the credit bureaus. This affects consumer's credit over shady practices. Just because you can do something doesn't mean that you should do something. I paid the $51.94 late fee and overfunded the escrow account so this doesn't happen again. As a business owner and entrepreneur graduate, I really dislike companies that put so little value on their customers. It is their choice and normally as consumers, we can choose to not do business with an establishment. Unfortunately, we have no control over who our mortgages get sold to on the secondary market and we are forced to deal with companies that we would not normally deal with. When they have the ability to affect your credit score it makes it even more dangerous. If you flat out don't make your payment your credit will be affected and I understand that. To not even get a courtesy call in this situation is bad business practice. The company and I will have spent hours dealing with this when it could've been resolved with a 3-minute call. UPDATE: I called Mandi back and gave the company an opportunity to address there lack of customer service. I was forwarded to two different people and several explanations the result was the same. They claimed, "it is our policy". I explained how flawed their policy is but they said there is nothing they can do about it. Further proof of why doing business with Quicken Loans/ Rocket Mortgage is a bad idea. These policies have the potential to drastically affect your credit. My suggestion is to find another mortgage company that has a higher customer appreciation focus.


BRITTANY

27 April, 2021

trustpilot-stars

They were wonderful every step of the…

They were wonderful every step of the way. I worked with Carlton Foreman and Mike Gunn. My process was a little slower than normal but that was to no fault of Quicken. I had some repairs that needed done in order to meet FHA standards. Mike and Carlton were very quick and professional in answering my questions or walking me through and part of the process. They were very professional! I was so confused during the process as this is my first home but, they took note of my confusion and helped to ease me through the process step by step. They were available via phone however text or email tended to be more convenient for me. And they were still equally as proficient with their responses. I would recommend Quicken to anyone looking to buy a home. And they would be blessed to work with these two gentleman.


BRANDON RICKS

24 April, 2021

trustpilot-stars

Incredible

Incredible! We have bought and sold homes a number of times over the last 20+ years and this was our first experience with Quicken Loans and we were very surprised with how great our experience was, we weren’t sure how an online service would work. The team at Quicken (Johnathan and Christinia) stayed in constant communication with us throughout every step and made this our BEST home buying experience we’ve ever had. We will most likely move at least one more time and will definitely use Quicken loans for our next home loan.


TERESA LAING

23 April, 2021

trustpilot-stars

Working with Rocket Mortgage was easy

Working with Rocket Mortgage was easy. From filling out papers, to the appraisal to the closing. Everything went smoothly. This is the second time we have went through Quicken loans, and the first time with Rocket Mortgage. We would happily work with them again.


AMANDA LAFANTASIE

22 April, 2021

trustpilot-stars

Took a while but it was a fairly smooth process

Everything went very well - the team was good about staying on me to get the necessary information and they were accommodating when unexpected things came up. They were efficient and fast considering how busy they must have been at this time when so many people were refinancing. I chose them upon a recommendation from a friend and I've recommended them to a few more friends. Keep up the good work!


MIKE ANDERSON

22 April, 2021

trustpilot-stars

Rocket Mortgage is Awesome

Rocket Mortgage makes the mortgage process painless and easy.


DON

22 April, 2021

trustpilot-stars

Overall

Overall, a good experience. Being a return client most of our information was easy to transfer to new loan. Some confusion and miscommunication with mortgage broker was resolved. Only complaint was with appraisal. They did a desk top appraisal which was completely wrong with comps, which I had to get someone further up to resolve. Once that was completed, all went well.


TAMMY BLAIR

22 April, 2021

trustpilot-stars

Rocket fast start.....then crickets

I wish I would have read the reviews first! The process started out “rocket fast” then quickly changed to crickets...... use a local lender for better and quicker service.


CHARLIE

21 April, 2021

trustpilot-stars

The whole process was great

The whole process was great! the easy to use web site, signing process and just the flow of the pages were well thought out! great job for your web master and everyone else that made it what it is today.


CASSIE

21 April, 2021

trustpilot-stars

Go someplace else, save yourself the aggravation.

The initial sales call is great. They hire people with wonderful personalities that make you feel welcome. After they get past that process and if you are approved, it is, by far, THE WORST customer experience on the planet. I would rather have my teeth pulled without novocain or give birth without an epidural, than ever have to deal with a company's customer service or clients relations, like rocket. Go to a local bank or anyone else, don't go to Rocket.


ANGELINA MORALES

21 April, 2021

trustpilot-stars

Refinancing for the first time…

We were refinancing for the first time and didn't know much about the process. I happened to check Rocket Mortgage and so happy we did! Our broker Ayeh was amazing. She was in constant contact and answered all of our questions. We never felt pressured just reassured. Closing was quick! Thank you for everything.


BRENDA WELLER

21 April, 2021

trustpilot-stars

Childhood Home

My situation was a little unique as I had recently lost my husband and was going to purchase his childhood home from his dad... who lives in an assisted living home and one of his daughter’s had POA ... I felt a little overwhelmed at first ... unsure of exactly what to do as I am not use to being on-line and completing transactions such as this over the internet... however, every time I called I received an immediate response and I became use to going on the app to see where we were at in the process and if there was anything that they needed from me to upload/download... whatever the proper term it is... as the loan progressed another team member was put in charge of it according to their area of expertise... each one as professional and kind as the previous one... we missed the target closing date not because of anything Rocket Mortgage had done but was waiting for something that the seller had to provide.. our target date was March 31st and we closed on April 2... it was quite an emotional day for me as this had been my husband’s dream of owning his childhood home... but I know he was right beside me and I had to whisper to myself... WE DID IT... with Rocket Mortgage’s help.. I will always be grateful for the kindness and professionalism that was shown to me ... one proud and happy home owner from Ohio..


SAVANNAH MCINTYRE

20 April, 2021

trustpilot-stars

Working with Quicken Loans was an easy…

Working with Quicken Loans was an easy and time efficient process. Our closing date was exactly on our Estimated date- they were very informative and pleasant to work with! 10/10 would recommend to anyone! :)


WAYNE

20 April, 2021

trustpilot-stars

Fantastic Experience

My loan experience with Rocket Mortgage was fantastic. I have worked in the mortgage lending and real estate title industries for almost 50 years, and I think Rocket has arrived at the perfect combination of systems and people to make real estate lending as efficient and professional as possible. My loan request was for a simple refinance to a lower rate and also for funds with which to make a major home improvement and also for funds to pay off some debt. My financial situation is a little complicated, but my loan originator, Kate Romeo, quickly understood my situation and intelligently put together a loan application that was exactly what I wanted. Then, everything fell in place exactly as I hoped for, with timely and professional attention to all my questions and needs. The whole process came together very quickly, and at closing there were no snags or surprises -- I got exactly what I wanted and needed with a minimum of fuss and no confusion. I was very happy with all aspects of my experience dealing with Rocket Mortgage.


ANDREA DOUGLAS

20 April, 2021

trustpilot-stars

Everyone was so helpful from beginning…

Everyone was so helpful from beginning to end if our refinance. They made sure we understood what has happening the entire time. We are very thankful.


WILLIAM PASCOE

20 April, 2021

trustpilot-stars

The BEST Ever.

I began by looking to my credit union for a modest equity loan to finance a storage structure on my residence property. It was not a mortgage, which I wanted. I reached out to Quicken and made contact with Courtney Chung. I did not want an FHA loan. She suggested a conventional mortgage which involved a $75000 minimum loan, 3x what I was planning on borrowing. I considered the financing facts and the mortgage conditions, and I modified my plan. From that point on Quicken / Rocket Mortgage via Ms. Chung and the several other agents who helped along the way, I was able to complete the process in a completely transparent manner. This is the most positive loan process of my life.


PATRICIA DUNCAN

19 April, 2021

trustpilot-stars

At times I found it a pain in the ass

At times I found it a pain in the ass . Copy this send that ,sign this and that which was the biggest pain . Having to sign up for a document signature app.Then o adjust the monthly payment to June from May was a hassle . Also going from bimonthly to monthly was also a pain . All in all it wasn’t terrible but at times difficult because you never deal with a human until you have a problem .


MIKE

19 April, 2021

trustpilot-stars

the most awful experience i have ever…

the most awful experience i have ever had. i had to spend 4-5 hours a day on the phone for two weeks straight pushing people to do their job. this was after over two months of waiting on them and resubmitting information multiple times. My loan process should be reviewed by senior management and presented to the CEO. I should be called personally by at minimum the vice president of operations to explain why i was treated like a red headed step child. I spoke to no less than 30 different people only to be transferred to a different person every other day. My main point of contact changed multiple different times. I had my loan escalated with no success. I was just told "That's' not my job" when i asked what we were waiting on. I don't see how the company is in business, with such a terrible system. I spent over sixty hours of my own time trying to get the process completed. I can't believe nobody has reached out to me other than automated emails. I truly believe my escalations were hidden from management because if anyone reviewed my case people would definitely be reprimanded at the minimum.


LEAH PAGAN

19 April, 2021

trustpilot-stars

It was a nice smooth experience!

It was a nice smooth experience!


SEAN

19 April, 2021

trustpilot-stars

Outstanding throughout!

Outstanding throughout. Great company.


THOMAS BEYMER

18 April, 2021

trustpilot-stars

SUCKS!!

SUCKS!!! That is the best way I could define Rocket Mortgage. I started a Re-Fi loan in late February. I was told several times by the representative I initially contacted that the loan would be completed by mid-March. The rate lock I signed expired 4/6 so I figured that was reasonable. When the lock had expired and the only information I could get before then was "don't worry, it will be done before the lock expires" I wondered what would happen now. Turns out they just re-issued the lock document with a new date on it. Makes you wonder why they even bother to issue the document in the first place, but I digress. I am now 1 week from having the new lock expiring with no apparent movement on my loan. If, by some miracle, my loan does close this week I would still NEVER recommend this company to anyone at all. Once they have your money, you are nothing to them.


COLIN C

17 April, 2021

trustpilot-stars

My loan experience was amazing from…

My loan experience was amazing from start to finish! Professional, fast and everyone I spoke with was courteous and informed. Rocket Mortgage delivered! Thank you!


TEDDY EDSTROM

17 April, 2021

trustpilot-stars

Why we went with Quicken for our…RE-FI

Why we went with Quicken for our re-finance ? ..SMOOTH, EASY, GREAT COMMUNICATION, ERROR FREE, EXCEEDED EXPECTATION Hard to do with Me ...WELL DONE TY


SARA

17 April, 2021

trustpilot-stars

Easy!

Everyone was so polite, personable, and helpful!


JEFF GORMAN

16 April, 2021

trustpilot-stars

Everything was going fine until the end…

Everything was going fine until the end when Quicken failed to mail the check to pay off the old mortgage I was refinancing, even after I was repeatedly assured it was all taken care of. This caused a late payment status on my old account and required me to make an unnecessary additional mortgage payment I was not planning for.


DEBORAH MILLER

16 April, 2021

trustpilot-stars

Everyone I worked with was terrific.

Everyone I worked with was terrific.


DRAPER AND ALICIA

16 April, 2021

trustpilot-stars

Our experience was amazing!

Our experience was amazing! The communication was great and everything went as expected. We have nothing but positive things to say about our experience. We highly recommend Rocket Mortgage if you are looking to refinance or buy a home.


MATT

16 April, 2021

trustpilot-stars

painful

wouldn't recommend


DAN WEEKS

15 April, 2021

trustpilot-stars

Quicken rarely if ever sells mortgages, yah right!

Not happy! After being told that our mortgage would not be sold. We were just informed that our mortgage was sold to Freddie Mac before our first payment occurred. So much for honesty.. Other than that issue. The rest of the process went as expected.


STEVE FARLEY

15 April, 2021

trustpilot-stars

easy to do business with

easy to do business with


JOANNA

15 April, 2021

trustpilot-stars

I had the best experience one could…

I had the best experience one could have when refinancing for the first time! The whole process went extremely quickly. I couldn't believe how smoothly and quickly everything went, especially since I started the refinance process elsewhere and I stupidly waited for over 7 months. The only thing I would change is not coming to Rocket Mortgage/Quicken Loans sooner!


FRAN GOLDMAN

15 April, 2021

trustpilot-stars

All of your staff were knowledgeable

All of your staff were knowledgeable, professional and friendly. Ryan Bowren and Dave Abee were excellent and I recommend them highly. The only reason I gave Rocket Mortgage 4 stars instead of 5 is because with my credit rating, I should have been given a better deal. In part, that is my fault because I didn't shop around like I should have. Your your follow-through was just too good at each juncture!


DENNIS KENNETT

14 April, 2021

trustpilot-stars

Great Place to Refinance

Rocket Mortgage made it easy to refinance. We got a great rate, professional service, and could do everything over the internet. When it came time to close, the closing agent came to our house. All in all, a great experience.


CLIFF

14 April, 2021

trustpilot-stars

Great customer service

Great customer service. Expensive closing and higher interest rates than others


JOHN CARTER

13 April, 2021

trustpilot-stars

Very professional

Very professional, informative and polite.


OSCAR ESPINOZA

13 April, 2021

trustpilot-stars

Very Good customer service

Very Good customer service

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Rate of 1.75%, Annual Percentage Rate (APR) of 1.808% and $0 fees are for a 15 year fixed refinance loan available through Better Mortgage Corporation (NMLS#330511) based on Excellent Credit Score, Single Family Home, Primary Residence, in the state of CO, with an anticipated mortgage balance of $540,000, and property value of $600,000 as of 04/23/2021.

Assurance IQ, LLC (“Assurance IQ”), NMLS #1912050 (nmlsconsumeraccess.org) is a lead generator only and is not acting as a mortgage broker except in Florida and Colorado; see our current state licenses here. Assurance IQ is also not acting in the capacity of a mortgage loan originator, mortgage correspondent lender or mortgage lender. Information received will be shared with one or more third parties in connection with your residential mortgage loan inquiry. The lenders determine whether you will be approved and the rate you will be offered. There is no guarantee that you will be approved for credit or that you will qualify for the advertised rates, fees or terms shown. The lenders’ credit decisions may vary based upon your loan request, your particular financial situation and other criteria determined by the lenders. All rates, fees and terms are not guaranteed and may change.

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