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LoanDepot: Review

  3,550 Reviews on Trustpilot

LoanDepot Snapshot

Overall, LoanDepot is a speedy mortgage lender that offers a variety of home loans including VA, FHA, and home equity loans without needing to sign up.


LoanDepot Spotlight

Best For
Comparing Different Loan Options

Marketplace or Direct Lender
Direct lender

Loan Types
Home Refinance, Home Purchase

Loan Features
Fixed or Adjustable Rate

Repayment Terms
Multiple options, depending on the loan terms

Summary

LoanDepot is a portal homebuyers can use to compare different mortgage loan offers. Without having to sign up for an account, you can access their basic mortgage information. It’s simple to input or update your information. Plus, accessing additional loan offers is easy to do on their straightforward platform. A wide number of loans are available through their search engine, including difficult to find 10 and 20-year fixed loans.


Loan Types

In its class, LoanDepot is one of the few lenders that offers home equity loans. Plus, it also offers Federal Housing Administration (FHA) loans and Veterans Affairs (VA) loans for qualified borrowers looking for assistance. LoanDepot has a reputation of being extremely quick on closing on a loan, which can be very helpful if you’re needing to get into your new home as soon as possible.


Mortgage Loan Rates & Terms

Loan terms depend on the type of term you’re looking for. Easily search for different options, from 30, 20, 15, and even 10-year fixed loans. LoanDepot also lets you search for 3/1, 5/1, 7/1, and 10/1 Adjustable-rate mortgages (ARM). Depending on the information you put in, your results can vary, but it’s possible to find both 10 and 20-year loan terms.

LoanDepot includes a variety of annual percentage rate (APR) offers. The lowest APRs are mostly reserved for the 5/1 ARM offers. Adjustable rate mortgages aren’t the most beneficial option for every home buyer. Sometimes, interest rates are considerably lower than APR by a wide margin.

For adjustable rate mortgages, there are interest rates as low as 2.25% and for fixed rate mortgages you can get interest rates as low as 3.25%.

The one downside is that only those with a credit score of 700 or higher will have access to these rates. The further you dip below 700, the higher the rates get. For instance, if your credit score hovers around 650, you’ll likely see rates around 4%.


LoanDepot Pros

  • Easily access basic mortgage information without having to sign up
  • Search for additional loan types easily due to a simple platform interface
  • Easy-to-use mortgage calculators let you crunch numbers and build a budget
  • Choose from a variety of fixed or adjustable rate mortgage loan offers

LoanDepot Cons

  • It’s not very easy to find mortgage offers without various adjustments
  • For some loan information, you’re required to enter income statements

Terms of Repayment

Your monthly payments are likely to be close to average when compared with other lenders. In the company’s Rate Quote form, you can use the large range of parameters to see numbers that are consistent among a number of other lenders.

For instance, if your credit score is 690 and you enter in a 30-year fixed mortgage for a $300K home, you’ll find monthly payments for as low as $900 per month.

LoanDepot’s site also includes a practical Mortgage Purchase Calculator that can give even more insight into what you should expect to pay each month.


LoanDepot Application Process

LoanDepot’s application process includes a few more steps than others on average. However, the entire process is also quicker than most. LoanDepot’s application process has 7 steps:

1. Fill Out a Short Questionnaire. After the questionnaire, you will be asked to be contacted with a Licensed Lending Officer.

2. Talk to a LoanDepot Licensed Lending Officer. One of LoanDepot’s 1,700 licensed lending officers will help you through a “no steering policy” which means you will get the best loan for your goals, not for their wallet.

3. Define Your Goals. Determine your budget, needs, wants, to find the home of your dreams.

4. Choose the Right Loan for You. Pick from fixed-rate to adjustable rate terms, or government loans.

5. Get Approved. Your Licensed Lending Offier will coordinated the necessary parties to make sure your laon is submitted properly for approval.

6. Submit Documents. Some documents you may need to submit include mortgage statements, paystubs, 2 years of employment history, etc.

7. Close Your Loan. When you’re approved, LoanDepot will schedule a closing appointment at a time that works best for you.


Customer Support

If you’re looking for extra help, LoanDepot lets you chedule an appointment through the website. Plus, you can also contact a customer service rep through the simple live chat option for even quicker help


Final Thoughts on LoanDepot

So, should you use LoanDepot to access a home mortgage loan?

Overall, LoanDepot offers home buyers a number of term options through an easy-to-use platform. Comparing and reviewing information is quite simple, especially since you don’t need to sign up.

The downsides are that you’re quite limited in the number of options available online, and LoanDepot can be pushy towards moving towards a phone call after you get past the loan rate estimator. If you do use the platform, one final tip is to get ready to negotiate a bit before you secure your finalized loan.


FAQ

What Will a Meeting With a LoanDepot Licensed Loan Officer Look Like?

When you talk to a licensed loan officer, you’ll be able to get all of your loan questions answered. Since everyone has different loan needs, the loan officer will be able to match you with the best possible loan and monthly payment.

They will also explain all the steps to start including locking in a low rate to closing your loan quickly (even in as little as 30 days).

Loan Depot Direct Customer Testimonials

Great   3,550 Reviews

trustpilot-stars

MICHAEL

19 October, 2021

trustpilot-stars

Very fast process

Very fast and professional all done on line with step by step instructions


SHAISTA ZAMAN

19 October, 2021

trustpilot-stars

Tim Forman and Michele Sams were…

Tim Forman and Michele Sams were Knowledgeable, Personable and Professional that I have ever dealt with. Thanks for all your services, I will refer LoanDepot to my family and friends! Thanks, Shaista Zaman


MASTER MORALES LANDSCAPING

19 October, 2021

trustpilot-stars

Good service

Good service I’m very happy with the service


RUGHDA DAAS

18 October, 2021

trustpilot-stars

Steven Berry did great for our refinance!

We worked with Steven on our initial refinance, and everything went very smoothly. He contacted us 6 months later and informed us that a refinance would help remove mortgage insurance as the value of the home has gone up, and he was able to get us a better rate. Best news? it took 3 weeks from beginning to end! Thank you Steven, and always a pleasure working with you!


PAUL VOLCY

17 October, 2021

trustpilot-stars

Fast and easy to apply

Fast and easy to apply. Great service.


MICHELLEE ZABAT

17 October, 2021

trustpilot-stars

Somewhat helpful

Somewhat helpful, but really depends who the person u get assign to. Its not gonna be the same everytime.


GREG

17 October, 2021

trustpilot-stars

Today

Today, the relationship between the customer and companies is adversarial. My loan officer and the rest of his team made sure I had all the info I needed to make the best decision. It felt as if he was working for me and not the company or his own self-interest. After a couple of calls, I no longer felt like I constantly needed to be on guard and it started to feel like a team trying to help me get the best deal. This was my 2nd mortgage with Loan Depot and I'm still very happy with them.


PETER S

17 October, 2021

trustpilot-stars

Thanh was great to work with

Thanh was great to work with, he was committed to getting me my best loan arrangement. He was quick to answer questions and keep my process smooth and efficient. Thanh provided great service.


KIRAN

15 October, 2021

trustpilot-stars

Commendable

Commendable! Great speed of communication. Flexible to work with your schedule and very professional team!


TRINI C

15 October, 2021

trustpilot-stars

LoanDepot is you go to refinancing platform.

Loan consultant/lending officer John Thomas was very proactive, gave a lot of guidance from creating our online account, uploading documents, updating us with appointments with appraiser and notary, responding to queries. This must be one of the easiest loan refinancing I've ever done and won't mind doing again. Christine Duoung, the Account Manager was just as helpful, proactive, and zealous in moving the loan along through funding. Both her and John gave constant updates, what and when to expect, how to facilitate the process, and important reminders for the escrow signing. These two working together will definitely put LoanDepot as the cream of the crop in online mortgage banking.


GABRIL FILKOSKY

14 October, 2021

trustpilot-stars

Last year they gave me a rate that cost…

Last year they gave me a rate that cost 400 a month lower than my last bank so I refinanced. Then a year later they raised my payment by 800 a month saying My taxes went up.but I checked they are the same as on my last loan. So it’s now 400 more than my original loan with my 1st bank. They got me good because I can’t afford utilities and food now. I found this article on national mortgage professionals news/loandepot-lawsuit-alleges-wide-scale-fraud has an article on how a female employee alleged they where doing this it says she was an employee and sued over it when she did not get a cut of the millions they made. I had closed right before Nov 2020 I’m not sure there is any help for me.


RONALD MOORE

14 October, 2021

trustpilot-stars

Process went smoothly and quickly

Process went smoothly and quickly. Resolved issues with an unknown lien on house very quickly. Good communications and lots of helpful feedback during the process.


PAUL SATTLER

13 October, 2021

trustpilot-stars

“Sabrina Bilancione 949-470-6316”

I have worked with Sabrina in the past and this was a repeat of the excellent service she provides. She is very professional and knowledgeable with a pleasant disposition. I thoroughly enjoyed working with her and will in the future. Paul Sattler


JEROD SCHERDT

13 October, 2021

trustpilot-stars

Thanh Tran - 949-595-7197

Overall...a good experience. Communication was good, and whenever I had questions I was able to get an answer. Total turn time took about 3 days shy of 1 month. Very happy with the outcome.


BRITTANY F.

13 October, 2021

trustpilot-stars

the absolute worst refi experience…

the absolute worst refi experience ever!!! they made so many mistakes


KOOL

12 October, 2021

trustpilot-stars

Beat all other competition

Getting a Loan is a chaotic experience, once you inquire online phone rings off the hook and your greeted with all loan officers willing to help. The first call I received was Lisa Kuchta at Loan Depot, and I must say that she's a tiger when it comes to the competition, she beat all other competition and it was a no brainer plus answering all my questions help me make the right choice. When it comes to future loans give Lisa a try she seems to enjoy the competition...Cheers!


ROBERT A. BOYLE

12 October, 2021

trustpilot-stars

It was a HORRIFIC experience.

It was a HORRIFIC experience. The process started out smoothly. We applied in early April and had our closing estimate on June 1st. Then the bottom dropped out. We couldn’t get return emails, phone calls, or texts for more than three months. I finally found my way to a Director, who figured out that our file had just been forgotten! We had to start all over again, with them pulling our credit like it was a brand new loan application. Once the file made it to the closing/escrow attorneys the process and the loan closing went smoothly.


KE DAVIS LLC

12 October, 2021

trustpilot-stars

PUSHY

PUSHY. I WILL NOT PAY A LOAN ORIGINATION FEE. EVER. YOU WANT ME TO PAY A TOTAL OF 8k TO PULL 43k OUT OF MY HOUSE. THAT IS A 20% LOAD. WE WILL NOT ACCEPT ANYTHING HIGHER THAN $4K INCLUDING ALL NON-NEGOTIABLES. WE ARE NOT STUPID. YOU THOUGHT WE WERE FOOLS. IN ADDITION, YOU NEVER PROVIDED AN UP FRONT TRUTH IN LENDING (TIL) FORM.


SALLY

10 October, 2021

trustpilot-stars

A traumatic experience! Save money and get horrible non-existent service; please use a real bank folks

A traumatic experience: you get what you don't pay for. So yes, you save money. You are expected to do everything as you struggle getting in touch with the dumbest, rudest people you will ever meet who don't operate on a normal timeline. They do not know how to perform basic tasks. Everything is separately spread out. Monday, you find out you need to turn in a document. A week and a half later, they tell you they now need another document. They could have told you the previous week, but they don't. Next week, it's something else. If you go by their timeline, you will get a loan in six months or more. When you complain politely, the management gets weird like you're the bad guy. I'm sorry, maybe I don't want to spend 10 months getting a loan done. They do not know how to find an appraiser near you, so you have to do the work personally at every stage of the loan process. Find the closing venue. Find the person to help you close. Or they will try to book you at least an hour away from your house. Find your own appraiser, and you can only use one working for a shortlist of people they approve because in saving money, Loan Depot won't work with most companies for any service. I wanted to rip out my eyebrows with Loan Depot. The people you deal with sound like they are plucked from selling at the mall. Please spend a bit more money, get your loan in a prompt manner, and use a bank with actual bankers and financial world people. Loan Depot is the worst experience I have ever had with a financial institution. As soon as our home loan was approved, Loan Depot resold it to Fanny Mae. Their mortgage lenders do not speak like intelligent, normal people but people you might imagine on a bad episode of Laguna Beach. They couldn't understand what our insurance person was explaining and it was like she was talking to toddlers. Please, I cannot say enough how bad this place was. They are getting 2 not 1 stars on this review because of the cost savings but is that worth it to you? Slow as can be, terrible service, rude people, dumbness abound? Is that worth saving a buck? No!


PATRICIA BROUSSARD

09 October, 2021

trustpilot-stars

LoanDepot repeat customer!

Just got a second refinance with loanDepot. The entire process from start to finish was just over 3 weeks. My finance officer was Matteo Berg.Because I was a returning customer, I did not pay some of the usual closing fees and got my appraisal fee refunded back. What a blessing! Do yourselves a favor and contact him 949-504-9274.He made me feel very comfortable, took his time and explained every detail. Absolutely no pressure. There were no stupid questions. Every call was immediately returned and all my concerns were addressed. The best part is, he didn't need to elevate himself by putting other loan competitors down. I hate when the competition does that. Just give me your best deal, and that's what Matteo did! During the process, the processor Ms Trish Wellmaker was awesome as well, kept me informed every step of the way. They have some really great People working for their company and I will refer my friends and family to go to LoanDepot for their home buying or refinancing needs. It's a win win situation.


JIM HEARD

09 October, 2021

trustpilot-stars

Painless

I want to take this opportunity to thank Mr. Scott Kirkeby and Ms. Shannon Hammer who guided my refinance of the existing FHA mortgage on my home and were able to obtain a VA loan for me. The process was done in a timely manner and despite some bumps along the way, peculiar to the State of New Mexico, was a relatively seamless process. I found them to be extremely professional and they were always quick in responding to any questions I had or smoothing out any problems (very few) that cropped up during the process. I am satisfied with the service that I received and will not hesitate to recommend them to anyone who is seeking to refinance their existing mortgage.


SHARI

09 October, 2021

trustpilot-stars

Easy and painless

I found the gentlemen, Ricky Pacheco and John Klein, that worked with me on refinancing my home were very professional and personable. They helped to make this process easy and painless.


CRISTIAN REYES

08 October, 2021

trustpilot-stars

Refinanced a few properties without any…

Refinanced a few properties without any difficulty. The whole process was a breeze and absolutely painless. Thank you


KAY

08 October, 2021

trustpilot-stars

Thank you for guiding me with my loan

Thank you for guiding me with my loan, Ashley and Kory are amazing knowledgeable team who share their expertise to help me find the loan that fitted my financial need.


ROBBY GARNER

07 October, 2021

trustpilot-stars

Great Job

My experience was great and Handel for professionally by Sergio and Ryan. They made sure I got the best Refinance that was available for my situation. Great job!


MATILDA

07 October, 2021

trustpilot-stars

If you're rich

Owned my home 20 years. 300,000 in equity. Who cares. If you're rich, stop reading this. The result of the Prime Mortgage crash was they paved the way for only rich people to get loans. The very same people that don't need them. I am a low income WORKING senior who was deceived into thinking my refinance was a sure thing but not before Loan Depot charged my debit card multiple times. DON'T AGREE TO THIS. The first thing they want is your credit card/debit number. On it will be multiple charges including $500 for an appraisal and if you are turned down, you are screwed out of this. You are screwed out of all of it. If you have an account manager that blows sunshine up your a, don't believe them. DO NOT pay for the appraisal until THE END of the process no matter how much they strong arm you. Until you know for sure the loan will go through and the appraisal is a near formality. They forgot I had a second on my mortgage. They didn't get back with me. They said as a concession they would at least refund my appraisal fee and this was a month ago after lies after lies it was "on its way". They definitely do NOT like the elderly, seniors, unless you're rich of course but if you are not, you will be seen as a liability due to being in your "declining earning years". The whole experience was a nightmare, degrading, and infuriating. BUT, if you are rich? They will love you. Yeah, you are so rich, you don't need the money, the cash out, but when has this country ever really helped the people who really need it.


NEJLA ABBED

05 October, 2021

trustpilot-stars

Fast and super easy compared to all…

Fast and super easy compared to all others I spoke to about refinancing. Best rates and very responsive team. I highly recommend.


LINDA

02 October, 2021

trustpilot-stars

Please stop calling people when they say they don't want your business quit calling 3 times a day

Please I have informed you please stop bothering me 3 times a day no more I will report you if I have to just stop


TANYA PORCHE

01 October, 2021

trustpilot-stars

Scott Kirkeby 949-330-4958

My loan just funded with Loan Depot and I have to say it was the BEST experience I have had when refinancing my home. The team was efficient, engaging and simply wonderful to work with. I felt they went above and beyond - I had a special situation and they were able to resolve it quickly, where others could not. Scott was smart and realized my situation was different, and verified with the appropriate levels, to ensure that he wouldn't waste his time or mine. That was great. The team was professional yet personable.The absolute BEST combination. It was such a wonderful experience.


CAROLYN

01 October, 2021

trustpilot-stars

Sergio Custodio-Noriega (949)-434-5474

The first day that we met Sergio Custodio Noriega it was a wonderful experience. Sergio took the time to explain everything to me. It was very helpful that Sergio went step by step. I am sure he has handled refinancing a home many times , however, he began with me as if I was his first client. He never treated me as “you should know this.” I have to say I am thankful that he took some time to share with me a little of his private life. I felt as if he was a friend treating me with the upmost respect. Sergio was very professional yet I felt as if he was a family member. I can say without a doubt he has been the most thoughtful, caring, knowledgeable loan officer I have ever had.


JOYCE

01 October, 2021

trustpilot-stars

Sergio Custodio-Noriega (949)-434-5474

Working with Loan Depot has been a pleasure, Sergio Custodio Noriega was very pleasant, professional, and easy to work with. Joyce


WYNSOR

01 October, 2021

trustpilot-stars

Bait and Skip

Attempting a mortgage refi-told at beginning need 6 months to pass since title was in my name already. Told him 2 months had passed. Put me on hold and said he had gotten a waiver. Paid for an appraisal and the it went dead in the water. Googled and found out this is how they operate. Will not use again. Not trustworthy.


CALVIN WILLIAMS

30 September, 2021

trustpilot-stars

Larry and Mary at LoanDepot made my…

Larry and Mary at LoanDepot made my experience very convenient and easy. The whole process for my mortgage refinancing took less than a month! Great job guys!


IRONSPONGE

30 September, 2021

trustpilot-stars

I got my first home loan here

I got my first home loan here. Convenient and user friendly website make me easy to learn about the loan process. Strongly recommend.


SHALYN ALLEN

29 September, 2021

trustpilot-stars

Our experience with loan depot was a…

Our experience with loan depot was a breeze from beginning to end. Larry Reyes and Monique Eden made the process so simple! I would definitely recommend using them to anyone in the future. Thanks for all your help.


NAVIN CHAND

28 September, 2021

trustpilot-stars

I worked with Morgan McDougall loan…

I worked with Morgan McDougall loan officer .It was a pleasure working with her. Refinancing the loan was a hassle free process with loan depot .Morgan explained us clearly and I was able to close the loan within 30 days. Thanks Morgan for helping us.


TRAM JOHNSON

28 September, 2021

trustpilot-stars

Thanh Tran - 949-595-7197

I refinanced my mortgage with Loan Depot. It was a great experience from start to finish thanks to Thanh Tran. Thanh was knowledgeable, professional, courteous, efficient, responsive, and mostly, always available to answer questions quickly and accurately. I will reach out to Thanh again for any future transaction.


CINDY SINGH

27 September, 2021

trustpilot-stars

Amazing service and very professional…

Amazing service and very professional and timely .


HONEY THAMES

27 September, 2021

trustpilot-stars

The right people at the right time

The right people at the right time Mr. Tran and Ms. Patty Soto were excellent in their handling of this loan. In particular, what I appreciated most was the continuous updates so I knew how the loan was progressing. This is my third loan with Loan Depot. In the future I will always look to them first when I need help again. Dr. A.M. (Honey) Thames


KEVIN CLEAVER

27 September, 2021

trustpilot-stars

Josh Arron

Had a great experience working with Josh and everyone at LoanDepot made my refinance a very enjoyable experience


CUSTOMER

27 September, 2021

trustpilot-stars

Thanh Tran - 949-595-7197

Thanh is amazing. Super friendly and quick. He is very helpful. Answers all questions quickly and in jargon I could understand.


KAL SLAYYEH

27 September, 2021

trustpilot-stars

Good help from Johnny…

Johnny at Loan Depot helped me on getting the loan. He was very helpful. He made sure I was getting the service and proper rate I was looking for. I recommend him for anybody's needs to get you the loan funded


RICHARD VANCE

27 September, 2021

trustpilot-stars

Thanks to Loan Depot

Thanks to Loan Depot. And the team. For a refinance/loan experience that was professional and very easy. Because of the professional attentiveness of Morgan McDougall, and Chelsey Guillozet, this has been a very greatly satisfying experience. Thanks too you all again! Warm Regards Richard Vance


BILL FORD

27 September, 2021

trustpilot-stars

My wife has her own business doing…

My wife has her own business doing contract to close for a number of realtors and had worked with Mr. DeMars in the past. She stated that she was impressed with his attention to detail and his ability to maintain contact with his clients and keep the process moving smoothly. After speaking withDeMars on the phone I knew we had picked the right person. He stated he had started a new Loandepot office and we would be impressed with the process and we were. Things moved quickly and the website is easy to navigate. I especially liked the ability to link our investments and bank accounts electronically rather than having to print and upload statements, a true time saver. We would highly recommend Mr. DeMars and Loandepot for anyone considering a mortgage.


JAMA WARSAME

24 September, 2021

trustpilot-stars

Johnny Herrera mad my refinancing…

Johnny Herrera mad my refinancing experience easy. Thank you for the help you gave us 5/5.


GARY GOSS

23 September, 2021

trustpilot-stars

Thanh Tran - 9495957197

I have refinanced my home several times and this was the best of all, quick and easy, Tom was very polite and knowledgeable all my questions were answered professionally and straight to the point. If I learn of any friends wanting to refinance, I will refer them to Thanh Tran. Again, thank you for a job well done


LINDA KNICKREHM

23 September, 2021

trustpilot-stars

Reference "Sabrina Bilancione 949-470-63326" and Nicole Stone

This has been an amazing experience for me. Both Sabrina and Nicole provided me with excellent customer service, were responsive to my concerns, and made this experience seamless. The only issue reported to be was in an error committed by the title company in using the wrong address on their paperwork. The Loan Depot staff ensured this was corrected so the refinance loan could proceed smoothly. Follow up contacts were professional, courteous, and demonstrated knowledge in problem solving. This experience with Loan Depot will help me achieve my goal in renovating a 120 year old home. Thank you both for making this such a pleasant experience. Linda Knickrehm


JANINE BARRY

23 September, 2021

trustpilot-stars

Sabrina Bilancione 949-470-6316” This…

Sabrina Bilancione 949-470-6316” This was the easiest and most pleasant experience I have ever had in applying for a loan of any kind. Sabrina was very attentive and very nice everytime we spoke on the phone and when we had questions she was always very knowledgeable and able to provide the information we requested.


MADAN MOHAN THOTA

20 September, 2021

trustpilot-stars

Smooth experience - Thank you Erin Maddox 949-330-4759

What a great experience. Right from the initial call to final disbursement, everything was smooth and always focused on customer experience. Thank you Erin and Grant for your help. Strongly recommend Erin for your mortgage needs.


SAMANTHA SHAW

20 September, 2021

trustpilot-stars

I tried to give this company another…

I tried to give this company another chance and they once again let me done. At least the 2nd lender was nice even though she left me hanging.

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Rate of 1.75%, Annual Percentage Rate (APR) of 1.75% and $0 fees are for a 15 year fixed refinance loan available through Better Mortgage based on Good Credit Score, Single Family House, Primary Residence, in the state of FL, with an anticipated mortgage balance of $540,000, property value of $1,000,000 and an estimated monthly payment of $3,413 as of 08/16/2021. Monthly payment does not include taxes or insurance. ID: 380108943

Assurance IQ, LLC (“Assurance IQ”), NMLS #1912050 (nmlsconsumeraccess.org) is a lead generator only and is not acting as a mortgage broker except in the following states: AZ, CA, CO, CT, FL, OH, OR, PA; See our current state licenses below and online here. Assurance IQ is also not acting in the capacity of a mortgage loan originator, mortgage correspondent lender or mortgage lender. Information received will be shared with one or more third parties in connection with your residential mortgage loan inquiry. The lenders determine whether you will be approved and the rate you will be offered. There is no guarantee that you will be approved for credit or that you will qualify for the advertised rates, fees or terms shown. The lenders’ credit decisions may vary based upon your loan request, your particular financial situation and other criteria determined by the lenders. All rates, fees and terms are not guaranteed and may change.

State broker licenses: Arizona - Mortgage Broker License: #1010424 4949 Pioneer Ln, Lakeside, AZ 85929. California – Licensed by the DBO under the California Residential Mortgage Lending Act #60DBO-115120. Colorado – Assurance IQ, LLC, 206-413-6771, Regulated by the Division of Real Estate, Mortgage Company Registration #1912050. Connecticut – Mortgage Broker License #MB-1912050. Florida - Mortgage Broker License #MBR3633, 920 5th Avenue, Suite 3600, Seattle, WA 98104. Ohio – RMLA Registration #RM.804628.000, Oregon – Assurance IQ, LLC, Mortgage Lending License #1912050. Pennsylvania - Mortgage Broker License #78592.

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