Prosper: Personal Loans Review

  6,960 Reviews on Trustpilot

Prosper Snapshot

Prosper is a peer-to-peer lender that was founded in 2005. Operating out of San Francisco, the company connects borrowers with investors for online loans.

They provide personal loans to borrowers with good or fair credit and have originated more than $17 billion in loans to 1 million customers since the founding of the company.


Prosper Spotlight

Best For
People with decent credit who need reliable funding

Marketplace or Direct Lender
Peer-to-peer Marketplace

Loan Types
Personal Loans

Loan APR
7.95% to 35.99%

Repayment Terms
36 or 60 months

Summary

Through Prosper’s P2P platform, customers can borrow anywhere from $2,000 all the way up to $40,000 with terms between three and five years. Outside of education-related expenses, personal loans from Prosper can be granted for almost any purpose.

Typically speaking, personal loans from Prosper can be used for home improvement, medical expenses, debt consolidation, new vehicles, or other large purchases.

In order to qualify applicants, Prosper rates prospects using a risk-rating system taking into account different data points like debt-to-income ratio and credit score. Typically, loans are funded before 14 days, with most approved and funded within 1 to 3 days.


Loan Types

Prosper offers personal loans to those seeking funding for a variety of purposes.

The personal loans from Prosper are unsecured, which means you don’t need any collateral to apply. If you stop paying down your loan, the lender isn’t able to seize any of your assets. Rather, if you aren’t able to pay down your loan on time, you’ll simply be charged fees and may take a hit on your credit score.

Even if you have less than favorable credit, you’ll likely still be able to secure a loan from Prosper. It’s true that prospective customers with high credit scores will get the best rates, but you don’t have to have the greatest score to get funding.

You can get a loan from borrowers with a credit score as low as 640 in certain cases.

A few requirements Prosper has for applicants is:

  • Your credit report doesn’t show any bankruptcies in the previous year
  • You have under five credit inquiries in the last six months
  • You’ve had at least three credit lines prior to the application

Prosper recently added HELOC loans to their lineup of loan offerings. HELOCs are home equity lines of credit. A HELOC is secured through your home, which means if you aren’t able to pay back your loan, the borrower may secure your home. HELOCs are sort of like credit cards attached to the equity in your home. Prosper partners with BBVA to issue HELOCs to borrowers.


Personal Loan Rates & Terms

Prosper’s personal loan rates and terms depend on a variety of factors, including:

  • The amount you’re borrowing
  • Your current credit rating
  • Your APR
  • Your origination fee

When applying, you are given a Prosper Rating, which ranges everywhere from “AA” to “HR” (high risk). The higher your risk rating is, the less favorable terms you will get for your loan.

Since securing a loan from Prosper means you’re not actually getting it from Prosper, but an independent lender, the company charges an origination fee (closing fee). The origination fees can vary but generally range from 2.41% to 5%.

Loans range from $2,000 to $40,000 and can carry a fixed annual percentage rate (APR) of 7.95% to 35.99%. Then, you’ll have either 36 or 60 months to pay off the loan.


Prosper Pros

  • Offers joint loans
  • Options to change payment dates
  • No prepayment penalty
  • Offers wide spread loan amounts
  • Borrow up to $40,000
  • Instant rate checks with no impact to credit score

Prosper Cons

  • Charges an origination fee
  • May charge late fees
  • No discounts for autopay
  • Borrowers can only choose from two repayment term options
  • Interest rates may be high unless you have excellent credit

Prosper Application Process

Prosper is able to give you loan information with just a few clicks on their website. You’ll have to fill out some basic information, and then they’ll perform a soft credit check which won’t impact your credit score.

If you’re a first-time borrower, you’ll have to meet the following criteria:

  • Stated income greater than $0
  • Debt-to-income ratio below 50%
  • No bankruptcies filed in the previous year
  • Less than 5 credit bureau inquiries in the last six months
  • Minimum of three open trades on credit report

If you are approved, Prosper will then perform a hard credit check which will be noted on your credit report.

Once approved, you’ll get a loan letter grade for lenders to analyze: either AA, A, B, C, D, E, or HR (high risk). The lower the grade, the higher the risk and the higher the interest will be on the loan.


Customer Support

Overall, Prosper doesn’t have the greatest customer support, although they do offer a few options.

You can get ahold of Prosper by phoning them at their toll free number Monday to Friday, 9 AM - 8 PM. Or, you can send them an email.

They do also offer some financial education resources on their website.


Final Thoughts on Prosper

So, should you use Prosper to access a personal loan?

Overall, Prosper is a great lending platform you can use to secure a personal loan without having to go through a bank.

Prosper’s loans may be best used for debt consolidation if you have high credit card balances on one or a few credit cards. You might be able to secure a lower interest rate on your debt by using a Prosper loan, thus saving you a lot of money in the long run while paying off debt quicker.

If you're a high-credit borrower with an excellent credit score, you’ll benefit from using Prosper’s service. Since you can get rates as low as 6.95%, you’ll be able to borrow money for nearly anything outside of a home loan at a low rate.

Prosper is a solid P2P lending platform you can use to find a personal loan apart from traditional banking loans. Since there’s no obligation or cost when applying, it won’t hurt to check what rate you’ll qualify for on their website today.


FAQ

Can I change the date my payment is due every month?

Yes, if you’re wanting to change your monthly payment date, simply phone in to Prosper’s toll free number to assess your options.

How are Prosper’s HELOCs different?

Generally, HELOCs involve a time-consuming application and major verification process. Prosper has streamlined the process so you can receive a HELOC in just weeks. Plus, you’ll be able to see exactly what you’d be approved for instantly without impacting your credit score.

Prosper Customer Testimonials

Excellent   6,960 Reviews

trustpilot-stars

HEATHER MARIE STANLEY AKA SWEE

26 October, 2021

trustpilot-stars

Pre-approved false advertising

Pre-approved means when you apply, there is no other approval required to obtain the loan. Prosper said I was pre-approved for $4000 and when I applied it approved me for only $2000. On top of this I had to submit on more than one occasion documents for approval... After I submitted documents twice, and it had already been 1 week since I first applied for the pre approved $4000, I then received a call from them telling me I needed to reapply. Very disappointed with this company. False advertising and poor process.


MICKIE ANGEL

26 October, 2021

trustpilot-stars

THIS IS WHAT HAPPENS WHEN YOU DONT DO…

THIS IS WHAT HAPPENS WHEN YOU DONT DO EXACTLY WHAT THEY WANT!!! SO BE VERY CAREFUL WHEN APPLYING OR DEALING WITH SUCH! WARNING The funds which are in your account are the company’s funds for verification . It’s not for your personal use and we are ready to put the loan money also into your account once the insurance process is completed. If you have any bad intention to do something wrong with our money then you will face a big problem. We can forward your report to the credit bureau as wells to homeland security with all proofs of deposit as well as with proof that money got credited into your account but you are trying to run away with the money. One copy of this report will be sent to your bank letting them know about fraud activity resulting in all your known bank accounts getting closed and will be put to negative $5,000 as a penalty. One report will be sent to your employer resulting to dismiss you from your job. And one report will be sent to our lawyers to file a case against you in court Safina and a court summons. The complications you will face are social and you will be blacklisted. And the court can charge you the penalty of more than $3,500. Your bank account will be frozen and will go negative. We will declare our money which we deposited as a fraud. We have all recordings and proofs and text messages against you to prove you guilty inside the courthouse. Regards, Jack smith Ex 2212 Prosper Marketplace 1 (415)651-7063 Greetings! we are waiting for your call to complete the Verification Transaction. If we do not receive your call or text We will contact your bank and to closed account and will be calling contacting the Social security Administration to suspend your SSN. We will be calling local Authorities to get you arrested for suspension of theft and defrauding the company. Take Care


JAY VALENCIA

21 October, 2021

trustpilot-stars

Get a dummy bank account JUST to have them take out money. Don’t use your personal checking!

I decided to pay off my loan close to 3k, Prosper had the audacity to still take out the monthly payment. If this is a service that’s gonna take out money from your account even with a zero balance I’d rather go elsewhere even with higher rates. Security and trust is big, with Prosper you don’t get that. Talking to my bank about being able to block them or change my account, anything to feel my bank account is secure.


JOHN GRAFF

18 October, 2021

trustpilot-stars

DIRTY, UNDERHANDED, DECEITFUL, AND CONTEMPTUOUS

Do not trust this lending company. I made an informal application and reviewed their offers after which I decided to use another company (with a much better offer, by the way.) After I informed them that I would not be needing their services, they began to BOMBARD me with emails and offers. After numerous attempts to get them to stop, they pulled a dirty, underhanded, deceitful, and contemptuous trick on me! Read on. My application promised only a "soft" credit check, one that is not reflected on your permanent record. They responded to my refusal of their services and my many attempts to get them to stop emailing me by using an unauthorized "hard" credit check which is now reflected on my credit record for at least six months. Of course, it also had the effect of immediately lowering my credit score... IN REAL TIME... NOW! This is reflected on my my Transunion record and, I'm sure, all the other major credit reporting companies. THEN TO TOP IT ALL OFF, their last email to me was a REFUSAL OF CREDIT which I never formally requested or authorized in the first place! And get this! One of the reasons for the denial was "too many 'credit' inquiries..." on my permanent record! (Fortunately, the company I did use saw through their bullcrap and approved me readily with a better loan!) TO RECAP; I NEVER AUTHORIZED A FORMAL CREDIT INQUIRY TO PROSPER. THEY USED MY REFUSAL TO DO BUSINESS WITH THEM AGAINST ME WITH A DIRTY, UNDERHANDED, DECEITFUL, AND CONTEMPTUOUS MANUEVER TO USE AN UNAUTHORIZED "HARD" CREDIT CHECK WHICH HAS HURT ME PERSONALLY. DO NOT TRUST THIS COMPANY WITH ANYTHING, ESPECIALLY YOUR PRECIOUS CREDIT INFORMATION. LEARN FROM ME. DONT LEARN IT THE HARD WAY LIKE I DID!


GRACE GUILLEN

14 October, 2021

trustpilot-stars

Waste of time, worst place ever

I'm not sure what to think or say. They emailed me for loan and I sent everything, four days later still didn't hear nothing so I called and on phone for 45 minutes. Just to go over exactly what I already sent in, and told loan answer can take 24 to 48 hours. Funds can take up to 14 days. Day 10 at 7:30am they call and they go over each detail on checking, so the guy said I have to wait till next credit report update. Omg what a waste of time, DONT EVEN WASTE YOUR TIME. I used Upstart and everything done in less than 10 minutes. And get funded same day, better rates and no waiting for nothing.


BRIAN BEAMERMT

28 September, 2021

trustpilot-stars

I was pre approved for a loan or not..

I was pre approved for a loan. I then filled everything out and was fully approved. When I logged in to finish the process they denied me. Talk about trash.


ONCEBITTEN,TWICESHY

21 September, 2021

trustpilot-stars

Criminals... not lenders... be warned.. truth here!

They only received 1 star because I had to choose one to write this review. RUN! Run away from these criminals! They will get access to your bank account without your permission, contact your bank saying they are you and reverse months of payments you have made by making fraudulent claims that the bank puts temporary money into your account as they research the disputes. In the meantime, you will be locked out of your account. Sent pics via text of them in your account. Then continuously harrassed about them claiming that your balance went up in your account because they deposited money in there when actually they took and disputed all your legit payments to make the balance higher. They continue to demand you go to your bank and withdraw the funds "they deposited" and send the money via money services at WalMart but will also accept it if you go to Target or CVS. If you point out that there is no deposit, they threaten jail for you for theft and federal banking crimes. They even send you text messages containing legal looking documents that show arrest warrant with your name on it. Oh, and then daily for weeks following their extensive damages to your account and credit from return payments to legit bills you previously paid, they will put your number on a recording that calls you multiple times a day saying your SSN is suspended for Federal Crimes.. I don't know what else the recording says because I hung up. Oh, and then they will send random texts to you with a link to click on to "pay your overdue bill" using limited information from your credit report they already have on you. All truth and felt I needed to share this information. This is nothing but a bunch of criminals that need to be in jail for what they are doing to people.


DMD

20 September, 2021

trustpilot-stars

Waste of time

Was approved for a loan and agreed to the funding documents (which resulted in a hard credit pull), then my loan was cancelled and my account was suspended. I was told this was due to 'not having enough funds in [my] checking account'. By email I was given the run around for several rounds of emails. When pressed by phone I was told that 3 months of reserves on deposit are needed in order to qualify for the loan. This would not have been an issue if I was told in advance, but now I have a cancelled loan, a "suspended account", and a hard inquiry (which is only supposed to happen at funding). Phone agent says the hard inquiry will be removed within a few weeks, email rep says no. They seem to be making up rules on the fly, best to stay clear.


J BOWMAN

16 September, 2021

trustpilot-stars

Interest Rate Email & Poor Customer Service

I kept getting emails that I could qualify for a 1-4% discount off my APR. It made me fill out another loan and came back with an interest rate of 17.46 %, way higher than I am paying now on my loan now of 11%, I called 2x and spoke to 2 different agents; they were not aware of the email their company sent out and did not want it emailed to them, nor could they see it on their end. (It felt like a scam) and had very lousy customer service; I felt like it was degrading like I was lying to them or trying to steal something from them. I did not have any issues with Prosper until today and was actually happy with their product. I just wanted to see if I could get the APR discount. They were not there to help or listen. They really didn't want to talk to me or guide me unless I wanted to accept the loan with the 17.46% rate. They do not have access to the emails their company sends out, nor can you forward the email you received to them so they can see it and guide you in the right direction. I asked if they have a comments section, and they said they do not. Being treated the way I was treated on the phone calls to them has totally turned me off from this company, not including the "scam" emails that are sent. I guess if you have a loan from them, they no longer want to help you. Not sure why they send the emails if customer service is unwilling to help someone that has a current loan. Copy of the mail below Prosper LIMITED TIME OFFER You could now be eligible for up to a 1%-4% discount on your APR The last time you applied, you may have been offered a discount on your APR of up to 3%. Good news—thanks to revised eligibility criteria, your rate could be lower by as much as 1%-4%1 as compared to your previous offer when you apply for a new loan. Check your new rate in minutes without any impact on your credit score.


LUISA FERNANDA MONTOYA

16 September, 2021

trustpilot-stars

They take too long to give an answer

They take too long to give an answer, not a business day! 😒


DORIAN DANGER

16 September, 2021

trustpilot-stars

It does not matter if you've been a good customer

I did not give the lowest rating because I have had a generally positive experience with Prosper, but that is part of why I am confused. I was in good standing with them on a loan I had and received the notification that I qualified for another loan with them. I applied and got a second one to help out my father who was recently widowed. Unfortunately, I was phished by someone pretending to be my bank and I had to get a new bank account. Not only would my Prosper account not allow me myself to change the bank account attached to the payments, but there was so much going on due to nearly having thousands stolen from my account that I simply forgot. I admitted it and own up to that. I contacted Prosper customer service and explained that clearly something is going on that was an accident because I had been in good standing on my loans with them for a long time. They basically said too bad, not refunding you either of the two negative payment fees. I was thrown right under the bus. I just received another letter saying I qualify for yet another Prosper loan, but I will never ever go through them again nor will I recommend them to anyone. Companies should value their long-term and repeat customers who have good payment histories. Prosper does not. Be careful if a family member passes away and you get scammed, Prosper will fight you and keep their $80 fees despite you paying thousands on time to them.


BEVERLY C.

16 September, 2021

trustpilot-stars

A Great Company

First I want to say, I'm a real person giving an honest and real review. I've been with the Prosper family for two terms. I am a second term borrower and in the process of completing my loan. This company really "saved" me and I was a real skeptic when I applied for the loan. The process of applying for my first loan was easy and if I needed help I was coached along on the phone by a professional adviser. I received my first loan within days of applying. For my second loan, it was a breeze with my finance charges being a little lower than the first. I will probably use Prosper again and again if need be for whatever loan I might need at a certain time, i.e. home improvements, debt consolidation, etc. I give this company high rankings. Thank you Prosper for your loans and your professionalism. Again, I am a real person giving a real review.


DAMEN BOATNER

14 September, 2021

trustpilot-stars

Pre approved for 40,000 OUTSTANDING…

Pre approved for 40,000 OUTSTANDING APPROVAL ODDS OFFER on credit karma. It ended up getting cut at the end of my application to 25,000. I accepted everything then after entering my bank my account was forever suspended. As soon as it’s time to pay. The reason for my application being canceled was because they could not verify anything. They did not allow me to verify any of my information with them and everything I entered is true. I called but no one could help they all blamed it on the computer system and said they can do nothing. I think they just lie to people to have more customers run credit on its website and not give the loans.


CN

14 September, 2021

trustpilot-stars

This was the best experience I have…

This was the best experience I have ever had borrowing money. It was a very quick, easy, and painless process. I love the fact I can do everything online and the funds was there the next day. Very quick process and great rate.


GEORGE

07 September, 2021

trustpilot-stars

Just another number

Just another number. representatives acted like the couldn't be bothered to help me. They acted like they were doing me a favor by talking to me. Took weeks to get someone to respond to my voicemails and emails.


KORLEONE

02 September, 2021

trustpilot-stars

Waste of time

Waste of time. Don't do it. Went from pre approved to loan canceled, 3 phone calls 4 emails of sending in documents after documents later.also inquiry added to my credit, score dropped.


JENN ALLING

01 September, 2021

trustpilot-stars

Ok so had my loan for few years and was…

Ok so had my loan for few years and was in good standing with my payment 300 everything fine! Covid hit and I am single mom with 2 little kids, 1 special needs so they reduced my payment to 60$ apparently for 6 months abd then another 6 Months…today I get home from work..”the job I started a week ago and they not only took the original 300 but doubles to 633 with no warning.Instead of working it out with back to the original 300 month payment it will now go to collections. They will sell it to collections for half the price. So like I said instead of working with me its going to default bc I cant afford almost my mortgage payment when I literally have a 2000 left to pay. Disgusting management! I have never missed a payment until now and will now miss my kids food on the table bc they would not work with their clients. The arrogant management thinks that he is so smart…well he is loosing money in the end bc collections does not pay for a third of what ots worth and in the end the “company “ looses! So have a great night!


BRYAN ANTLE

30 August, 2021

trustpilot-stars

Incompetent at resolving issues

Tried to get a loan through them was originally approved but because can't make payment out of a saving account I could not get it and my loan was canceled and account suspended. Told to call for assistance to which I was told there is nothing that they can do to unlock or lift suspension to get the correct banking info for payments entered for loan. Would think there would be ways to remedy this issue but obviously they cannot so I will go to someone else for my urgent financial needs and give the the thousands in fees and interest.


KIM FLOWERS

25 August, 2021

trustpilot-stars

What a joke

What a joke. They strung the application process on for weeks. Called me 2 days in a row, to ask the same question. Every day it was a different issue. Excuses is what they were. Then they call and tell you your not eligible for the loan. I sent everything they asked for. Waste of time !! Dont do business here !


RYAN GROSS

24 August, 2021

trustpilot-stars

Very supportive and kind experience…

Very supportive and kind experience talking to employees. Great overall


CARLOS TURNER

16 August, 2021

trustpilot-stars

They helped when we needed help

The idea for getting this loan was great in the beginning and they assisted us in the pandemic with our payment but (they were good, for us) it turned out not to be a good idea because the interest rate was so high.


MALINDA D

11 August, 2021

trustpilot-stars

Don’t do it

Not worth time or aggravation. Was looking for a loan to help with my credit card debt. I was told through Credit Karma that my odds of getting this loan with Prosper was excellent. I did all the necessary online forms and was approved for the $11k I needed. Within minutes of getting the approval I got an email from Prosper that my loan was canceled! The reason they gave was because they couldn’t identify who I was, my credit, my employment, etc. I tried to contact customer service immediately, but they had already closed. I called the next morning to be told my loan had been “auto canceled” by the computer, and that there was nothing they could do about it! But that I could reapply in 90days. For what?!! To have my credit dinged again! To be lied to again! Not happy and not coming back!


CHELSEY HEFNER

09 August, 2021

trustpilot-stars

Waste of time if you are self-employed

So because I ran payroll for my company and paid myself with a W2 in 2019 instead of a 1099 like I did in 2020 they denied me and it took them 10 days to deny me.


GAYLEN

09 August, 2021

trustpilot-stars

I am very satisfied with Proper in…

I am very satisfied with Proper in helping me decrease my credit card debt. The only issue I have is that I would have I liked to split my payments. But I understand that you have certain procedures and policies.


KAREN

08 August, 2021

trustpilot-stars

Prosper was great for the loan process.

Prosper was great for the loan process.


MARK

07 August, 2021

trustpilot-stars

Very professional and helpful

Very professional and helpful. Would recommend highly.


CONSTANCE HATTON

02 August, 2021

trustpilot-stars

The process was quick and easy

The process was quick and easy. Good customer service.


TAMMY

29 July, 2021

trustpilot-stars

Quick and easy!

Quick and easy!


THOMAS WHITE

27 July, 2021

trustpilot-stars

Really a waste of my time I applied on…

Really a waste of my time I applied on 07/20/2021 sent in everything uploaded everything was approved I waited and waited I called and called never heard anything from anyone login on 07/27/2021 loan was canceled because of my job income I have been employed at this company for over 10yrs how dare this company say they couldn't verify my income not only that if it wasn't for my job I wouldn't have a $50,000 auto loan this company really is crap to me I gotten approve over at NetCredit.com which is a higher rate but I was in need asap


TAMMY BRICKELL

26 July, 2021

trustpilot-stars

The process was easy and got a very…

The process was easy and got a very quick response, informative customer service


RALPH D

26 July, 2021

trustpilot-stars

The loan process was very smooth from…

The loan process was very smooth from beginning to end Thank you


LYNN

25 July, 2021

trustpilot-stars

This was the easiest transaction I have…

This was the easiest transaction I have ever done. Smooth, lean, easy to understand. Excellent job!!!


SATISFIED IN PA

24 July, 2021

trustpilot-stars

All the customer service…

All the customer service representatives that assisted me were courteous, knowledgeable about product and procedures, patient, and efficient.


DEBORAH

24 July, 2021

trustpilot-stars

Excellent service!

Excellent service!


LESLIE

24 July, 2021

trustpilot-stars

100% satisfied with this loan

100% satisfied with this loan. Funded quickly and communication is amazing


DAPHNE

24 July, 2021

trustpilot-stars

Your rates are reasonable.

Your rates are reasonable.


JUANCARLOS

24 July, 2021

trustpilot-stars

the truth is

the truth is, you were there when everyone else said " NO " and I really appreciate that ,not once but twice , even the bank where my check gets deposit said no and they are a "credit union " , that is why I give you 5 stars actually I give you 10 stars . thank you very much , and keep on helping individuals like my self, thank you!!


PAT

24 July, 2021

trustpilot-stars

Prosper has always been there when I…

Prosper has always been there when I need them. A wonderful experience. I have had three loans through them. Awesome easy process!


PAUL TRUITT

23 July, 2021

trustpilot-stars

Everything went great

Everything went great


DAVID TANT

22 July, 2021

trustpilot-stars

The loan was just as presented and…

The loan was just as presented and everything was easy


SUSAN

22 July, 2021

trustpilot-stars

Great experience!

Great experience! Prosper has been nothing but helpful! They offer loan terms that are favorable and straight forward Monthly payments and interest are reasonable. Great customer service every time I have contacted them.


ARLENE

22 July, 2021

trustpilot-stars

My Champions!!!

My Champions!!! It didn't take long to get the loan. Oh, and I didn't have to jump through hoops. I just paid off the balance to all my credit cards and now I only have the one payment with y'all at Prosper per month which is just relief and peace of mind for me. The Agents that I spoke with were polite, outgoing,knowledgeable and professional and if that's not amazing enough all of them seem to have great sense of humor. I felt in good hands. But all in all it only took 2 weeks from application to money put in my bank account.My payment is higher than I would have liked, but way cheaper than trying to pay off the credit cards. I'm also happy that payments will be automatically taken from my account so I can just forget about them. I was made to feel like a valued customer and it's a good feeling!!! So to conclude this review I'm very happy with all the services I received and with the way I received it. Thank you Prosper


LUCY

22 July, 2021

trustpilot-stars

Been very helpful in my situation

Been very helpful in my situation. I have no problem with the money being withdrawn from my account


MIKE

22 July, 2021

trustpilot-stars

Awesome Prosper has assisted me…

Awesome Prosper has assisted me financially for several months I couldn’t ask for better service they are awesome and helps me take care of family. Thank you Prosper Team when get these look for me I will be requesting again Thank you Mike Murry, tOklahoma


WILLIAM

22 July, 2021

trustpilot-stars

Very fast and efficient service

Very fast and efficient service. Good assistance with problems that may arise in the process. Highly recommend.


SAMUEL

21 July, 2021

trustpilot-stars

The application was fast and easy to…

The application was fast and easy to do, The customer service is excellent and the interest rate was more than fare.iwould recommend Prosper to anyone seeking a loan, great term's,and easy payment options.


JUANA

21 July, 2021

trustpilot-stars

Your loan process is so fast and easy!

Your loan process is so fast and easy!


DOGWATCH CUSTOMER

21 July, 2021

trustpilot-stars

So far so good 😊

So far so good 😊


NAIDA L

21 July, 2021

trustpilot-stars

The process was easy and quick

The process was easy and quick. Everything happened as promised. I highly recommend


JILL

21 July, 2021

trustpilot-stars

1 small issue

Paid off 2 loans early but tried to get another for a little higher and was told no...credit is good and was told to pay off the loan if I needed more which I did but.....so I am not happy but will continue to pay on current loan and pay it off and maybe check elsewhere... ..

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