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Whether it’s term, whole life, or final expense life insurance, feel protected with coverage from $5,000 to $1,000,000 at all stages of your life.
Term Life Insurance
Coverage for an unexpected loss in the years that matter most
- Lasts for 10, 15, 20 or 30 years
- Premium payment is fixed for duration of term
- Coverage up to $1MM
- Coverage never decreases regardless of health
Whole Life Insurance
Coverage that never expires, with access to cash value
- Lasts until end of life
- Premium payment is fixed
- Coverage up to $1MM
- Coverage never decreases regardless of health
Final Expense Insurance
Pay for funeral expenses and leave a little something to your loved ones
- Lasts until end of life
- Premium payment is fixed
- Coverage up to $30,000
- Coverage never decreases regardless of health
We have licensed insurance agents waiting to assist you if you’re not sure what life insurance policy fits your needs.
We Help You Save Time by Finding the Right Policy for You with a Simplified Process
Assurance offers quick, straightforward choices to help you save time and receive a personalized life insurance quote. Here’s what you can expect:
- Compare quotes easily to find a life insurance policy for you
- Explore various life insurance policy options from multiple carriers
- Receive clear, personalized advice, from a licensed life insurance agent if you need it
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Life Insurance
Frequently Asked Questions
Can you have multiple life insurance policies?
Yes. You can have multiple policies from the same or different life insurance companies.
For example, you can have a whole life insurance policy for a permanent need or a term life policy for a temporary need. That might include paying off your mortgage or your children’s college expenses if you were to die.
How much life insurance do I need?
You should consider your current and ongoing expenses plus your future expenses like college or your funeral.
What is a life insurance premium? What happens if I don’t pay?
A life insurance premium is the payment you make as your portion of the cost of an insurance policy.
Typically, you will have a 30 or 31-day grace period. If you pay within this period, your policy continues.
If you don’t pay within the grace period, your policy may lapse, depending on the type of policy. Nevertheless, with a permanent policy, your life insurer may use your cash value, if available, to cover premium payments.
Can I get a life insurance policy on anyone?
Yes, but only if you have an “insurable interest” in that person. That means you would suffer financially if that person passed away.
This usually means a spouse, domestic partner, live-in companion, business partner, or parent.
Can I get life insurance with no health exam?
There are multiple life insurance options. Some don't require a medical exam, while others do.

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