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Protect your loved ones with life insurance that's right for you.
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Choose from life insurance policies that fit your unique needs

Whether it’s term, permanent, or final expense life insurance, feel protected with coverage for all stages of your life.

Term Life Insurance

Purchase life insurance coverage for an unexpected loss in the years that matter most

  • Lasts for 10, 15, 20, 25, 30, 35, or a 40-year term
  • Premium payments are fixed for the duration of the term
  • Coverage up to $20MM
  • Coverage never decreases regardless of health

Permanent Life Insurance

Purchase life insurance coverage that never expires, with access to cash value, for as long as premiums are paid

  • Lasts until end of life
  • Premium payment is fixed
  • Coverage up to $1MM
  • Coverage never decreases regardless of health
  • Speak to a licensed agent to learn more

Final Expense Insurance

Buy life insurance for funeral expenses and leave a little something to your loved ones

  • Lasts until end of life
  • Premium payment is fixed
  • Coverage up to $50,000
  • Coverage never decreases regardless of health
We have licensed insurance agents waiting to assist you if you’re not sure what life insurance policy fits your needs.
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Find the right life insurance policy with our trusted online service

Over 450,000 people have used Assurance IQ to find a life insurance policy that meets their needs.

Assurance offers quick, straightforward choices to help you save time shopping and receive a personalized life insurance quote comparison. Here’s what you can expect:

  • Compare quotes easily to find a life insurance policy for you
  • Explore various life insurance policy options from multiple carriers
  • Receive clear, personalized advice from a licensed insurance agent if you need it
Find an affordable life insurance policy to protect your family in 3 steps
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  1. Provide your information
  2. Receive a personalized life insurance quote
  3. Fill out an application (takes 10 mins)

Life Insurance Frequently Asked Questions

Yes. You can have multiple policies from the same or different life insurance companies.

For example, you can have a whole life insurance policy for a permanent need or a term life policy for a temporary need. That might include paying off your mortgage or your children’s college expenses if you were to die.

You should consider your current and ongoing expenses plus your future expenses like college or your funeral.

A life insurance premium is the payment you make as your portion of the cost of an insurance policy.

Typically, you will have a 30 or 31-day grace period. If you pay within this period, your policy continues.

If you don’t pay within the grace period, your policy may lapse, depending on the type of policy. Nevertheless, with a permanent policy, your life insurer may use your cash value, if available, to cover premium payments.

Yes, but only if you have an “insurable interest” in that person. That means you would suffer financially if that person passed away.

This usually means a spouse, domestic partner, live-in companion, business partner, or parent.

There are multiple life insurance options. Some don’t require a medical exam, while others do.

Look to these online resources for more information on related topics:

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